Luis Cuevas
Prepare Today ~ Protect Tomorrow
Helping Clients Since 2016
Smart Financial Protection
Veteran Owned Agency
As a proud veteran, I bring the same commitment, integrity, and discipline from my military service to serving you. My mission is simple: to work tirelessly to find the best solutions to protect your loved ones, secure your savings, and safeguard your retirement. With a focus on trust and personalized care, I’m here to help you build a stronger, more secure future.
Total Secure Policy
Life can be unpredictable, and a sudden illness or injury can bring unexpected medical bills that threaten your financial stability.
Without protection, you might have to dip into your personal savings or retirement funds to cover the costs.
Total Secure is your safety net when life throws a curveball. It provides cash when you need it most, giving you peace of mind and helping you protect your hard-earned savings now and into retirement.
Benefits:
➡️ Critical Illness & Injury Benefit
➡️ Chronic Illness Benefit
➡️ Terminal Illness Benefit
➡️ Death Benefit
Retirement Savings
Secure your retirement with a plan designed to grow your savings safely and efficiently. Whether you're building your retirement nest egg or safeguarding existing funds, this solution offers:
➡️No Stock Market Loss: Protect your savings from market downturns.
➡️Zero Fees: Keep every dollar you earn—no hidden costs.
➡️Tax-Deferred Growth: Watch your savings grow without the burden of immediate taxes for qualified funds.
➡️Tax-Free Access Option: Reduce taxable income in retirement.
➡️Lifetime Income Option: Enjoy a steady guaranteed income stream throughout retirement.
Ideal for those seeking the growth potential of average stock market returns without the risk of market losses or fees. With this plan, 100% of your contributions and earned interest stay yours, giving you confidence in a secure financial future.
Leverage Living Benefits Term Life Insurance
Get the most life insurance for the lowest cost with our Living Benefits Term Life Insurance. Designed to deliver high-value protection on a budget, it offers:
➡️Maximum Coverage at Low Cost: Secure a substantial life insurance policy for a 10- to 30-year term at an affordable price, giving you more coverage for less.
➡️Death Benefit Protection: Provide financial security for your loved ones with a robust death benefit.
➡️Living Benefits Access: Access the death benefit if faced with a serious illness or injury, offering a financial lifeline when you need it most.
With Living Benefits Term Life Insurance, you can protect your family’s future with generous coverage at a cost that fits your budget, ensuring peace of mind without breaking the bank.
Ready to protect & secure your wealth and retirement with confidence?
Don’t wait—let’s start building your financial safety net now.
Contact me directly at 833-454-3535
Understanding your options is just one conversation away!
F.A.Q
What factors determine the cost of my life insurance policy?
The cost is influenced by several factors including your age, health, lifestyle, the type of insurance, the amount of coverage, and the term length. Smokers or individuals with high-risk occupations or hobbies may face higher premiums.
How do I choose the right type of life insurance for my needs?
Consider your financial obligations, your health, and your financial goals. Term insurance is suitable for those needing coverage for a specific period, while whole or universal life might be better for long-term needs. Request a Free Life Insurance Needs Analysis help tailor the best policy for you.
How is there no market loss in the retirement plan?
Your money is not directly invested in the market. Your retirement savings will earn interest when there is a positive change in the market.
Why are living benefits so important?
1 in 3 people will be diagnosed with cancer. Every 40 seconds someone is experiencing a heart attack or stroke. 1 in 5 people will experience a disability longer than a year before retirement.
Top 2 reason for bankruptcy is Medical Bills and Income Loss.
Living Benefits will provide the cash benefits to help you so you don't need to use savings or borrow money.
Is life insurance through work enough?
While employer-provided life insurance is a valuable benefit, it may not be sufficient to meet all your financial security needs. It often offers a base level of coverage and may not be portable if you change jobs. Employer life insurance should be considered a supplement to your personal life insurance plans.
Is my health insurance enough?
Even the best health insurance plans will have out-of-pocket expenses. Living Benefits may provide the cash needed to protect your savings.
Luis H. Cuevas III
NPN 17893539
Contact
📞 833-454-3535
"As your partner in preparing for financial security, my goal is empowering you with the knowledge and tools to protect your wealth, family, & preserve your retirement."
