Luis H. Cuevas III
~Insurance and Retirement Planning~
Insurance and Retirement Planning
Explore Insurance & Retirement Options—secure your income and retirement.
Expert advice, tailored plans.
Start your journey to peace of mind today!
Explore Our Comprehensive Solutions
My goal is to offer personalized, comprehensive solutions for life insurance with living benefits,
retirement planning with no stock market loss, health insurance, and supplement medical plans to protect your income, savings, and retirement.
Comprehensive Coverage for Every Stage of Life
Options Tailored for Your Peace of Mind.
Leverage Living Benefits Life Insurance
Living Benefits Life Insurance provides a death benefit to protect your family, but also provides access to the death benefit if you have a serious illness or injury.
3 Options Available
Term Life Insurance - A lot of life insurance for the lowest cost
Whole Life Insurance - Permanent life insurance that will never cancel or increase in price
Cash Back Life Insurance - Outlive the policy, receive 100% of the premiums paid. Win~Win
Life Solutions - Indexed Universal Life
The Life Solutions IUL is a comprehensive life insurance plan which provides a death benefit, and a savings benefit. The savings will earn interest based on the performance of a market index, without market loss.
Grows Tax Deferred and Accessed Tax Free.
Life Solutions has many uses, such as:
➡️Protect Retirement Savings & Supplement Retirement
➡️Cover Mortgage Payments & Mortgage Payoff
➡️Children Financial Security and Savings
Retirement Planning
Add a Fixed Indexed Annuity to your retirement plan:
No Stock Market Loss
No Fees
Tax Deferred Growth
Tax-Free Access Option
Lifetime Income Option
Idea for those who want to save for retirement without market loss and without fees. Which means you keep 100% of the contributions and interest earned.
Supplement Medical Insurance
A major illness or injury may impact your savings and income. Be prepared with cash benefits for Accidents, Critical Illness, or Everyday Medical Expenses. Cash benefits are paid on top of any health insurance, and no restrictions on how you have to use the money.
Testimonials
Jasmine R
Opted for Whole Life Insurance for the investment benefits. Love the flexibility Universal Life offers. Great way to secure a financial future without hassle!
Monica C
Switched my term life to a universal policy with Life Insurance. Seamless process and flexible options really make it tailor-fit for my evolving financial goals.
Thomas K
Found their consultation truly enlightening. Provided clarity and tailored solutions that genuinely matched my financial goals and lifestyle needs.
Do you have some questions or want more information on the insurance or retirement options?
Request a Call Back below
FAQs
Quick Answers to Common Retirement & Insurance Questions
What factors determine the cost of my life insurance policy?
The cost is influenced by several factors including your age, health, lifestyle, the type of insurance, the amount of coverage, and the term length. Smokers or individuals with high-risk occupations or hobbies may face higher premiums.
How do I choose the right type of life insurance for my needs?
Consider your financial obligations, your health, and your financial goals. Term insurance is suitable for those needing coverage for a specific period, while whole or universal life might be better for long-term needs. Consulting with our advisors can help tailor the best policy for you.
How is there no market loss in the retirement plan?
Your money is not directly invested in the market. The company will credit your retirement savings only when there is a positive change in the market.
Should I really consider supplement medical insurance?
Yes, here is why. 1 in 3 people will be diagnosed with cancer. Every 40 seconds someone is experiencing a heart attack or stroke. 1 in 5 people will experience a disability longer than a year before retirement.
Top 2 reason for bankruptcy is Medical Bills and Income Loss.
Supplement Medical Insurance can provide the cash benefits to help you so you don't need to use savings or retirement.
Is life insurance through work enough?
While employer-provided life insurance is a valuable benefit, it may not be sufficient to meet all your financial security needs. It often offers a base level of coverage and may not be portable if you change jobs. Employer life insurance should be considered a supplement to your personal life insurance plans.
Is my health insurance enough?
Even the best health insurance plans will have out-of-pocket expenses. Supplement plans like Everyday Medical Plans, will give you cash benefits on top of your health insurance. These benefits have no restrictions.
Luis H. Cuevas III
Contact
📞 833-454-3535
Licensed States: Florida, Texas, Tennessee, Georgia, Louisiana, South Carolina, Pennsylvania, Indiana, Kansas, and Nevada
"I have been a licensed agent since 2015. I enjoy educating my clients on insurance and retirement options available to safeguard their assets and protect their family.
I live in SW Florida with my beautiful wife. I enjoy scuba diving, reading, and watching my son play hockey."
